Secure a brighter future by investing on a regular basis, disregard of volatility
Stocks Monthly Investment Plan
Affordable investment for steady income
The simplicity of HK Stocks Monthly Investment Plan allows me to invest on a small budget at regular intervals. I can further invest using the dividends to maximize the return with the perks of compound interest.

Joey (22) University Student
How to apply for Stocks Monthly Investment Plan
1
Open KGI stock trading account
2
Call 24-hour investment hotline (852) 2878 5555
3
Complete the application form
Key Benefits
Check how KGI Asia helps you to invest a fixed amount regularly
Regular Saving Approach
Ideal for keep track of your investment with a regular saving approach.
Dollar-Cost Averaging
Acquiring shares at different prices and lowering the average cost per share in the long run.
MONTH
MONTHLY CONTRIBUTION (HKD)
INVESTMENT AFTER TRANSACTION FEE (HKD)
SHARE PRICE (HKD)
NUMBER OF SHARES
MONTH
January
MONTH
January
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
16.40
SHARE PRICE (HKD)
16.40
NUMBER OF SHARES
57
NUMBER OF SHARES
57
MONTH
February
MONTH
February
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
7.55
SHARE PRICE (HKD)
7.55
NUMBER OF SHARES
125
NUMBER OF SHARES
125
MONTH
March
MONTH
March
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
8.50
SHARE PRICE (HKD)
8.50
NUMBER OF SHARES
111
NUMBER OF SHARES
111
MONTH
April
MONTH
April
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
11.50
SHARE PRICE (HKD)
11.50
NUMBER OF SHARES
82
NUMBER OF SHARES
82
MONTH
May
MONTH
May
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
13.60
SHARE PRICE (HKD)
13.60
NUMBER OF SHARES
69
NUMBER OF SHARES
69
MONTH
June
MONTH
June
MONTHLY CONTRIBUTION (HKD)
1,000
MONTHLY CONTRIBUTION (HKD)
1,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
INVESTMENT AFTER TRANSACTION FEE (HKD)
950
SHARE PRICE (HKD)
14.95
SHARE PRICE (HKD)
14.95
NUMBER OF SHARES
63
NUMBER OF SHARES
63
MONTH
Total
MONTH
Total
MONTHLY CONTRIBUTION (HKD)
6,000
MONTHLY CONTRIBUTION (HKD)
6,000
INVESTMENT AFTER TRANSACTION FEE (HKD)
5,700
INVESTMENT AFTER TRANSACTION FEE (HKD)
5,700
SHARE PRICE (HKD)
(Average Cost) 12.08
(Average Cost per Share) 11.24
SHARE PRICE (HKD)
(Average Cost) 12.08
(Average Cost per Share) 11.24
NUMBER OF SHARES
507
NUMBER OF SHARES
507
The above table highlights how monthly movements in securities prices can have a significant effect on your portfolio. In the above example, you contribute HKD1,000 each month for a stock and purchase 507 shares of the stock over six months at an average share cost of HKD11.24. Dollar-cost averaging therefore enables you to buy shares close to their average price over the period. Average-cost per share is calculated by dividing the total "Investment after Transaction Fee" by the total "Number of Shares".
The List of Stocks for HK Stocks Monthly Investment Plan
Stock Code
Stock Name
Stock Code
Stock Name
Stock Code
17
Stock Name
NEW WORLD DEV
Stock Code
2388
Stock Name
BOC Hong Kong
Stock Code
19
Stock Name
SWIRE PACIFIC A
Stock Code
2628
Stock Name
CHINA LIFE
Stock Code
23
Stock Name
BANK OF EAST ASIA
Stock Code
2800
Stock Name
TRACKER FUND OF HONG KONG
Stock Code
66
Stock Name
MTR CORPORATION
Stock Code
2822
Stock Name
CSOP A50 ETF
Stock Code
101
Stock Name
HANG LUNG PPT
Stock Code
151
Stock Name
WANT WANT CHINA
Stock Code
267
Stock Name
CITIC PACIFIC
Stock Code
2823
Stock Name
X ISHARES A50
Stock Code
2827
Stock Name
X WISECSI300 ETF
Stock Code
2828
Stock Name
HS H-SHARE ETF
Stock Code
2840
Stock Name
SPDR GOLD TRUST
Stock Code
2888
Stock Name
STANCHART
Stock Code
293
Stock Name
CATHAY PACIFIC AIRWAYS
Stock Code
3110
Stock Name
GX HS HIGH DIV
Stock Code
3188
Stock Name
CAM CSI300
Stock Code
3328
Stock Name
BANK COMM

*The above list is subject to change from time to time without prior notice.

KGI Asia Power Trader
One Stop Trading Platform
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Notes for trading
Details of HK Stocks Monthly Investment Plan
 

Minimum Monthly Contribution

HKD 1,000 or above in multiples of HKD 500 per month for each selected stock.

Monthly Transaction Fee

0.25% on monthly contribution or HKD50 for each selected stock, whichever is higher, inclusive of any stamp duty, transaction levy, trading fee and settlement fee.

Units Purchase

The monthly contribution minus transaction fee will be invested into the relevant stock1selected by you based on the relevant Purchase Price2on the Fixing Date3.

Payment Method

By autopay4through your bank account.

Payment Date5

Payment for the monthly contributions must be received by KGI on the 8th of each month or the next working day (i.e. a day other than Saturday, Sunday or Public Holiday) if such day is a non-working day.

Remarks:

  1. The number of shares of the selected stock(s) to be allocated to your Trading Account with KGI will be rounded down to the nearest whole number of shares.
  2. The purchase price of a particular stock acquired for you will be determined by its closing price on the relevant Fixing Date based on the information provided by Hong Kong Exchanges and Clearing Limited on their website www.hkex.com.hk under "Daily Quotations" or, if such information is unavailable, determined by KGI in a fair and reasonable manner.
  3. The third trading day of The Stock Exchange of Hong Kong Limited ("HKSE") after the Payment Date.
  4. You have to submit the Direct Debit Authorization Form. If you have any existing autopay arrangement with KGI, you must use the same bank account previously designated. For the first and second monthly contributions, you have to make such payment by a crossed cheque drawn by you in favor of "KGI Asia Limited" for the total amount. Thereafter, payments will be debited automatically from your bank account on each Payment Date.
  5. KGI reserves the right from time to time to specify any other date as the Payment Date.

 

Risk Disclosure Statements & Other Provisions
  1. The prices of securities fluctuate, sometimes dramatically. The price of a securities may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
  2. The Stocks Monthly Investment Plan (the "Plan") does not assure a profit, nor does it protect against loss in declining markets, or against a loss if you withdraw from the Plan when the value of your shares is less than the cost of the shares you purchased.
  3. KGI reserves the right but not the obligation to acquire for itself or on behalf of any of its affiliates any odd lot(s) of any stock in your Trading Account from time to time. The selling price of the odd lot(s) shall be determined solely by KGI.
  4. KGI is not acting as your investment adviser and where necessary, you shall seek your own independent professional advice before making any investment decision.
  5. Amendment
    • Your monthly contributions for each selected stock and/or your choice of stock(s) may be amended any time by written notice to KGI;
    • If you wish to increase your monthly contributions, you are required to submit a revised Direct Debit Authorization Form; and
    • Any changes on Direct Debit Authorization Form require about 45 working days to process.
  6. Termination
    • Either KGI or you may terminate the Plan or the use of the Plan (as the case may be) at any time on the giving of not less than one (1) month's prior written notice to the other;
    • KGI may terminate the Plan forthwith at any time without notice to you if you fail to pay your monthly contribution on any Payment Date; and
    • Any termination shall not affect the respective rights and obligations of you and KGI accrued prior to such termination.
  7. You accept that KGI may deliver documents and contract notes to you in electronic form to your e-mail address.
  8. If KGI does not receive your monthly contribution(s) in full or at all by the Payment Date for any reason, KGI shall have the discretion not to execute any purchase order for you or to execute such order in any manner as KGI may think fit.
  9. If trading in your selected stock is suspended on the HKSE on any Fixing Date, the relevant amount of monthly contribution(s) received will be applied to invest in the stock as soon as reasonably practicable once the suspension has been lifted. In that case, the purchase price of the stock acquired for you will be determined by its closing price on the date of such acquisition or, if such information is unavailable, determined by KGI in a fair and reasonable manner.
  10. KGI reserves the right to reject or cancel your purchase order either in whole or in part without any prior notice or assigning any reason therefore.
HK Stocks Monthly Investment Plan - FAQ
When does KGI Asia buy securities for clients?
Under normal circumstances, we will buy selected securities for our clients on the 3rd trading day after the payment date of each month.
Is it necessary to own at least one lot of stocks before selling?
No, less than one lot of shares will be sold in an odd lot form at odd stock price.
How can I check the monthly stock investment balance?

You can check the relevant stock balance in "Account" in the “KGI Asia Power Trader” mobile app, KGI Web Trade, and monthly statement.

If the funds in the securities account are insufficient, how will the monthly stock investment of the month be handled?

KGI Asia will not process all purchase orders for the monthly investment plan for that month. Clients still have to pay the transaction fee.

Can I enjoy dividends and bonus shares if I buy securities through the monthly stock investment?

Yes, the stocks accumulated by customers can enjoy dividends and bonus shares proportionally.

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